Free Anniversary Budget calculator with clear step-by-step results.
Adds the three things anniversaries actually cost - the meal or event, the gift and any travel - applies a contingency for the extras that always appear, and converts the total into a monthly savings target for the months you have left.
Total budget
Total = (dinner + gift + travel) x (1 + contingency rate)
Monthly saving
Monthly = total / months remaining
Flowers, a taxi home, a card, a babysitter and a bar tab are rarely in the plan and routinely add 10-15%. Budgeting for them stops the celebration going on a credit card.
Yes - put the venue and catering into the dinner field and the invitations, cake and photographer into travel or contingency, then use the monthly figure to fund it.