Financial Calculators
Mortgages, loans, investments, retirement, taxes and everything else that moves money.
75 of 75 available now
Mortgage & Home
Mortgage CalculatorEstimate your monthly mortgage payment and view the full amortization schedule.Amortization CalculatorSee exactly how each payment splits between principal and interest over the life of a loan.Mortgage Payoff CalculatorFind out how much time and interest you save by paying extra toward your mortgage.House Affordability CalculatorWork out the home price you can realistically afford from your income, debts and down payment.Rent CalculatorEstimate how much rent you can afford based on income and the 30% rule.Real Estate CalculatorAnalyse a property purchase end to end: costs, cash flow, appreciation and total return.Refinance CalculatorCompare your current mortgage against a refinance and find the break-even point.FHA Loan CalculatorCalculate FHA payments including upfront and annual mortgage insurance premiums.VA Mortgage CalculatorEstimate a VA loan payment including the VA funding fee, with no down payment required.Home Equity Loan CalculatorSee how much you can borrow against your home equity and what it costs monthly.HELOC CalculatorModel a home equity line of credit through its interest-only draw and repayment phases.Down Payment CalculatorWork out the down payment you need, and how it changes your loan and PMI.Rent vs. Buy CalculatorCompare the total cost of renting against buying over your expected time in the home.Mortgage Calculator UKUK mortgage repayments in pounds, including interest-only and stamp duty estimates.Canadian Mortgage CalculatorCanadian mortgages with semi-annual compounding and accelerated payment frequencies.Mortgage Amortization CalculatorA full year-by-year and month-by-month mortgage amortization breakdown with extra payments.
Loans & Debt
Loan CalculatorCalculate payments, total interest and payoff time for any amortizing loan.Payment CalculatorSolve for either the monthly payment or the loan term you need — whichever you're missing.Interest Rate CalculatorBack out the true interest rate on a loan from its amount, payment and term.Credit Card CalculatorSee how long a credit card balance takes to clear and what the interest really costs.Credit Card Payoff CalculatorPlan a payoff date for your card balance and see the payment required to hit it.Debt Payoff CalculatorCompare avalanche and snowball strategies across all your debts and see which wins.Debt Consolidation CalculatorCheck whether rolling several debts into one loan actually saves you money.Repayment CalculatorFind the payment, term or affordable balance for a repayment plan.Student Loan CalculatorProject student loan repayment including in-school interest accrual and grace periods.Personal Loan CalculatorCalculate personal loan payments including origination fees and the effective APR.Boat Loan CalculatorEstimate boat financing payments over the long terms typical of marine lending.Business Loan CalculatorModel business borrowing with fees, compensating balances and the true cost of capital.Debt-to-Income Ratio CalculatorCalculate the DTI ratio lenders use to decide whether to approve you.APR CalculatorConvert a quoted rate plus fees into the true annual percentage rate you actually pay.
Investment & Savings
Interest CalculatorProject interest earned on a balance with regular contributions and any compounding period.Compound Interest CalculatorWatch compounding work over time across daily, monthly, quarterly or annual periods.Simple Interest CalculatorCalculate flat interest on a principal with no compounding.Investment CalculatorSolve for end balance, required return, starting amount or contribution on any investment.Savings CalculatorFind out what you must save each month to reach a target by a chosen date.Inflation CalculatorConvert money across years and see how inflation erodes purchasing power.Finance CalculatorA full time-value-of-money solver: solve for PV, FV, rate, term or payment.Present Value CalculatorDiscount future cash back to what it's worth today.Future Value CalculatorProject what today's money grows into at a given rate and horizon.CD CalculatorCalculate certificate of deposit maturity value and effective annual yield.Bond CalculatorPrice a bond and compute current yield, yield to maturity and duration.Mutual Fund CalculatorSee how expense ratios and load fees quietly eat into fund returns over decades.Average Return CalculatorCompare arithmetic average return against the geometric (CAGR) return that actually matters.Currency CalculatorConvert between world currencies with an editable exchange rate.College Cost CalculatorProject total college costs with tuition inflation and how much to save per month.Budget CalculatorBuild a monthly budget by category and see your surplus against the 50/30/20 rule.
Retirement
Retirement CalculatorFind out whether your savings will last through retirement, and what the gap is.401K CalculatorProject your 401(k) balance at retirement including the employer match.Pension CalculatorCompare a pension lump sum against lifetime monthly payments.Social Security CalculatorEstimate your benefit and see how claiming early or late changes lifetime income.Annuity CalculatorGrow an annuity through its accumulation phase to a future value.Annuity Payout CalculatorWork out the income an annuity pays out, for a fixed term or for life.Roth IRA CalculatorProject tax-free Roth IRA growth and compare it against a taxable account.IRA CalculatorCompare traditional and Roth IRAs on an after-tax basis.RMD CalculatorCalculate the required minimum distribution you must withdraw from retirement accounts.
Tax & Salary
Income Tax CalculatorEstimate federal income tax, marginal and effective rates from progressive brackets.Salary CalculatorConvert pay between hourly, weekly, monthly and annual, adjusted for holidays.Take-Home Paycheck CalculatorSee your net pay after federal tax, FICA, retirement contributions and deductions.Sales Tax CalculatorAdd or strip sales tax from any price, forwards or backwards.VAT CalculatorCalculate value added tax gross-to-net or net-to-gross at any rate.Marriage Tax CalculatorFind out whether marrying creates a tax bonus or a tax penalty for you.Estate Tax CalculatorEstimate federal estate tax owed against the lifetime exemption.
Auto & Vehicle
Auto Loan CalculatorCalculate car payments including trade-in, sales tax, fees and rebates.Auto Lease CalculatorWork out a car lease payment from capitalized cost, residual value and money factor.Lease CalculatorSolve any lease for its payment, implied interest rate or asset value.Cash Back or Low Interest CalculatorDecide between a manufacturer cash rebate and a subsidised low-interest offer.
Business & Valuation
Depreciation CalculatorBuild depreciation schedules using straight line, declining balance, SYD or units of production.Margin CalculatorConvert between cost, revenue, gross margin and markup.Discount CalculatorApply single or stacked discounts and see the final price and amount saved.Percent Off CalculatorWork out the price after a percentage off, or the discount implied by two prices.Commission CalculatorCalculate flat or tiered sales commission, with splits and base salary.ROI CalculatorMeasure return on investment as a total percentage and an annualized rate.IRR CalculatorFind the internal rate of return and NPV of an irregular cash flow series.Payback Period CalculatorWork out how long an investment takes to repay itself, discounted or not.Rental Property CalculatorAnalyse a rental for cash flow, cap rate, cash-on-cash return and total IRR.