Australia Car Loan
Estimate monthly payments and total interest on a car loan in Australia.
About Australia Car Loan
Car-loan payment estimate in Australia from the vehicle price, down payment/trade-in, rate and term. Dealer fees, sales tax and add-ons are not included.
Formula
Payment
M = P × r(1+r)^n / ((1+r)^n − 1)
Estimate only — confirm rates and terms with your lender.
Frequently Asked Questions
Does this match real in Australia rates?
No — it is an estimate. Your actual rate depends on the lender, your credit and the current market.
How accurate is this estimate?
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
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Australia specifics
- Currency
- A$ AUDAustralian Dollar
- Region
- Oceania
- Country code
- AU
- Amounts look like
- $1,234,567.89
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Monday
Results on this page are expressed in AUD (Australian Dollar). Figures are estimates for general planning — confirm current rates and thresholds with the relevant Australia authority before relying on them.