Work out bullet repayment instantly with clear inputs, formula shown and shareable results.
A bullet loan services interest periodically and repays the entire principal in one payment at maturity. Because nothing amortises, interest is charged on the full amount for the whole term — the simplest and most expensive repayment shape per unit borrowed.
Bullet loan
Periodic interest = P × r; Repayment at maturity = P
Figures are estimates. Lenders apply their own rounding, fees and eligibility rules, and rates change. This is not financial advice — confirm the numbers with your lender.
Corporate term debt, bridge finance and structures where an identified future inflow — a sale or a refinancing — will repay principal.
From asset sale proceeds, a refinancing, or a sinking fund built alongside the loan.