Work out disability pension instantly with clear inputs, formula shown and shareable results.
A disability pension combines a service element based on length of service and last pay with a disability element proportionate to the assessed degree of disability, subject to a minimum guarantee. Assessment percentages are set by a medical board, and rounding rules often apply.
Service element
Service element = Last drawn pay x Service percentage
Disability element
Disability element = Last drawn pay x 30% x Assessed disability %
Pension
Pension = max(Service + Disability element, Minimum guarantee)
Indicative estimate only. Fees, entitlements, limits and formulas vary by jurisdiction, statute, policy wording and the facts of the case. This is not legal, tax, insurance or financial advice — confirm with a qualified professional or the relevant authority.
Many rules round the assessment into bands — for example 50-75% treated as 75% — which can significantly increase the entitlement.
Treatment varies. Disability pensions are exempt in some jurisdictions and for some services; confirm the applicable rule.