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Exit Load Calculator

Work out exit load instantly with clear inputs, formula shown and shareable results.

About Exit Load Calculator

An exit load is a redemption charge that applies only within a defined holding period, designed to discourage short-term switching. Once the period passes it drops to zero, so knowing the exact date can be worth real money.

Formula

Exit load

Load = redemption × rate when days held < load period, else zero

Worked example

With the default values below, Exit Load Calculator returns Exit Load Charged of $2,500.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Redemption Valueminimum 0
250,000
Exit Loadaccepts 0–5 %
1 %
Days Heldaccepts 1–3,650
200
Load Applies Within This Many Daysaccepts 1–1,825
365

Results

Exit Load Charged
$2,500.00
Amount You Receive
$247,500.00
Days To Wait To Avoid The Load
165
Load As Share Of Redemption
1.0000%

Step by step

  1. 1Values used
  2. 2Exit load
  3. 3Exit Load Charged= 2,500.00
  4. 4Amount You Receive= 247,500.00
  5. 5Days To Wait To Avoid The Load= 165
  6. 6Load As Share Of Redemption= 1.0000

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation or tax into account.
  • Figures are rounded for display to 4 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
  • This is an estimate for general information and not professional financial, tax or legal advice. See the full disclaimer for the limits that apply to this kind of calculator.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.

Frequently Asked Questions

Is the load deducted from NAV or units?

It is deducted from the redemption proceeds; the NAV itself is unaffected.

Do SIP instalments have separate load dates?

Yes. Each instalment has its own holding period, so a redemption can attract load on the newest units only.

Related Calculators

Exit Load Calculator – Calculate Exit Load Charged