Work out export packing credit instantly with clear inputs, formula shown and shareable results.
Packing credit funds the manufacture and packing of goods before shipment, advanced against a confirmed export order at concessional rates. It is liquidated from export proceeds rather than repaid from other cash flow.
Packing credit
Credit = order value × advance rate; interest = credit × rate × days/365
Figures are estimates based on the inputs given. Bank charges, regulatory minima and market rates change and differ between institutions and jurisdictions. This is not financial advice — confirm with your bank or treasury policy.
Export finance is often subsidised or refinanced by the central bank to support foreign exchange earnings.
The credit converts to a commercial rate loan and the concession is withdrawn, often retrospectively.