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Export Packing Credit Calculator

Work out export packing credit instantly with clear inputs, formula shown and shareable results.

About Export Packing Credit Calculator

Packing credit funds the manufacture and packing of goods before shipment, advanced against a confirmed export order at concessional rates. It is liquidated from export proceeds rather than repaid from other cash flow.

Formula

Packing credit

Credit = order value × advance rate; interest = credit × rate × days/365

Worked example

With the default values below, Export Packing Credit Calculator returns Packing Credit Available of $22,500,000.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Export Order Valueminimum 0
30,000,000
Advance Rate Against The Orderaccepts 10–100 %
75 %
Concessional Interest Rateaccepts 0–25 %
8.5 %
Pre-Shipment Period In Daysaccepts 1–360
90

Results

Packing Credit Available
$22,500,000.00
Interest For The Period
$471,575.34
Net Funding After Interest
$22,028,424.66
Interest As Share Of Order Value
1.5719%

Step by step

  1. 1Values used
  2. 2Packing credit
  3. 3Packing Credit Available= 22,500,000.00
  4. 4Interest For The Period= 471,575.34
  5. 5Net Funding After Interest= 22,028,424.66
  6. 6Interest As Share Of Order Value= 1.5719

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or fees or charges into account.
  • Figures are rounded for display to 4 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Figures are estimates based on the inputs given. Bank charges, regulatory minima and market rates change and differ between institutions and jurisdictions. This is not financial advice — confirm with your bank or treasury policy.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Figures are estimates based on the inputs given. Bank charges, regulatory minima and market rates change and differ between institutions and jurisdictions. This is not financial advice — confirm with your bank or treasury policy.

Frequently Asked Questions

Why is the rate concessional?

Export finance is often subsidised or refinanced by the central bank to support foreign exchange earnings.

What if the shipment does not happen?

The credit converts to a commercial rate loan and the concession is withdrawn, often retrospectively.

Export Packing Credit Calculator | Calcrivo