Compare family gym memberships on value.
A family gym plan is worth its premium only against what separate memberships would cost, and child rates are usually around 60% of adult ones — applied here automatically. The saving figure answers the pricing question. The cost-per-visit figure answers the more important one: memberships are sold on annual commitment and used on actual attendance, so at three visits a week per person a family plan is excellent value, and at three visits a month it is worse than paying at the door.
Family plan versus separate memberships
Separate = individual rate x adults + individual rate x 0.6 x children; saving = separate - family plan, both annualised
When attendance is low or when only one or two members actually go. Set the visits figure to what the household genuinely averages rather than the intention, and compare the cost per visit against a drop-in rate.
Some plans include under-16s at no extra cost, which makes them dramatically better value than the 60% assumed here. Enter the individual rate as zero for children if that applies to the plan you are comparing.
For a first year, add it to the family plan annual figure before comparing. Joining fees are frequently waived on promotion, and a waived fee can decide a close comparison.