Work out goal based sip amount instantly with clear inputs, formula shown and shareable results.
Working the SIP annuity backwards from a target gives the monthly amount needed. The longer the horizon, the more of the goal is met by compounding rather than by your own contributions.
Required SIP
P = F / {[((1+r)^n - 1)/r] × (1+r)}
Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
Yes. Express the goal in future money, otherwise the corpus will fall short in real terms.
Extend the horizon, raise the step-up rate, or split the goal into stages — chasing returns instead adds risk, not certainty.