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Gold Investment Return Calculator

Work out gold investment return instantly with clear inputs, formula shown and shareable results.

About Gold Investment Return Calculator

Gold returns come entirely from price change, since the metal pays no income and physical holdings carry storage and making charges. Annualising the gain is essential, because long holding periods flatter the total return figure.

Formula

Gold return

Gain = (sell - buy) × grams; CAGR = (value/cost)^(1/years) - 1

Worked example

With the default values below, Gold Investment Return Calculator returns Total Gain of $240,000.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Purchase Price Per Gramminimum 0
4,800
Current Price Per Gramminimum 0
7,200
Grams Heldaccepts 0.1–100,000
100
Years Heldaccepts 0.25–50
6

Results

Total Gain
$240,000.00
Annualised Return
6.991%
Total Return
50.00%
Gain Per Gram
$2,400.00

Step by step

  1. 1Values used
  2. 2Gold return
  3. 3Total Gain= 240,000.00
  4. 4Annualised Return= 6.991
  5. 5Total Return= 50.00
  6. 6Gain Per Gram= 2,400.00

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax, fees or charges or compounding frequency into account.
  • Figures are rounded for display to 3 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
  • This is an estimate for general information and not professional financial, tax or legal advice. See the full disclaimer for the limits that apply to this kind of calculator.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.

Frequently Asked Questions

Should making charges be included?

Yes for jewellery. They can be 8-20% of value and are not recovered on sale, which materially cuts the real return.

Why hold gold at all?

As a diversifier and inflation hedge. Its correlation with equities is low, which can smooth portfolio returns.

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