Hong Kong Retirement
Project whether your retirement savings will last in Hong Kong.
About Hong Kong Retirement
Simulates retirement: savings grow at the assumed return while you withdraw the yearly spend. The 4% rule suggests starting with ~25× spending.
Formula
Simulate
Balance = balance × (1+r) − spend, each year
Projection — returns are not guaranteed.
Frequently Asked Questions
Is the 4% rule still safe?
For 30-year horizons it has historically held in most markets; adjust for sequence risk and taxes.
How accurate is this estimate?
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
Related Calculators
Hong Kong specifics
- Currency
- HK$ HKDHong Kong Dollar
- Region
- Asia
- Country code
- HK
- Amounts look like
- HK$1,234,567.89
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Sunday
Results on this page are expressed in HKD (Hong Kong Dollar). Figures are estimates for general planning — confirm current rates and thresholds with the relevant Hong Kong authority before relying on them.