India Pension
Estimate the lump sum needed to fund a target annual pension income in India.
About India Pension
Estimates the lump sum (or current pension value) needed to fund an annual pension payout for the chosen period, discounted at the expected return. It treats the pension like an annuity.
Formula
PV
PV = P × (1 − (1+r)^−n) / r
Estimate — discount rates vary.
Frequently Asked Questions
Do pensions offer survivor benefits?
Often — survivor options reduce the monthly amount; factor that into the annual income you enter.
How accurate is this estimate?
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
Related Calculators
India specifics
- Currency
- ₹ INRIndian Rupee
- Region
- Asia
- Country code
- IN
- Amounts look like
- ₹12,34,567.89
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Sunday
In India, digits are grouped in the lakh/crore system (12,34,567.89) rather than in thousands.
Results on this page are expressed in INR (Indian Rupee). Figures are estimates for general planning — confirm current rates and thresholds with the relevant India authority before relying on them.