Split household income into needs, wants and savings with a 50/30/20 plan in Massachusetts.
The 50/30/20 method in Massachusetts: needs (housing, food, transport) get the largest slice, wants a moderate one, and the remainder goes to savings and debt paydown. Adjust the sliders to your reality.
Split
Amount = income × pct
Guidance only.
Yes — the sliders let you tune the split if 50/30/20 doesn't fit your costs.
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.