Work out net stable funding ratio instantly with clear inputs, formula shown and shareable results.
The net stable funding ratio addresses structural rather than short-term liquidity, comparing funding weighted by its stability against assets weighted by how long they tie up funding. It discourages financing long assets with overnight money.
Net stable funding
NSFR = available stable funding / required stable funding
Figures are estimates based on the inputs given. Bank charges, regulatory minima and market rates change and differ between institutions and jurisdictions. This is not financial advice — confirm with your bank or treasury policy.
That measures a thirty-day stress; this one looks at the one-year structural funding profile.
Capital and long-term debt score highest, retail deposits well, and wholesale overnight funding barely at all.