Net Worth Change

Free Net Worth Change calculator with clear step-by-step results.

About Net Worth Change

Tracking net worth over time shows whether saving and debt paydown are actually moving you forward.

Formula

Net worth = assets − liabilities; change = now − a year ago

Worked example

With the default values below, Net Worth Change returns Current Net Worth of $60,000.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Current assetsminimum 0 $: 100,000 $
Current liabilitiesminimum 0 $: 40,000 $
Assets a year agominimum 0 $: 90,000 $
Liabilities a year agominimum 0 $: 45,000 $

Results

Current Net Worth: $60,000.00
Change Over the Year: $15,000.00
Change (%): 33.3%

Step by step

1Values used
2Formula
3Current Net Worth= $60,000
4Change Over the Year= $15,000
5Change (%)= 33.3

Assumptions and limits

The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
In particular, this calculator does not take inflation, tax, fees or charges or compounding frequency into account.
Figures are rounded for display to 1 decimal place, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
This is an estimate for general information and not professional financial, tax or legal advice. See the full disclaimer for the limits that apply to this kind of calculator.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Frequently Asked Questions

How does this calculator work?