Estimate total monthly Medicare costs for Part B, Part D and Medigap in New Jersey.
Sums the main Medicare outlays: Part B premium (income-adjusted), Part D drug coverage, and a supplement or advantage plan, plus typical drug spending. Premiums rise with income (IRMAA surcharges).
Total
Monthly = Part B + Part D + plan + drugs
Estimate — premiums are indexed yearly.
Yes — IRMAA adds surcharges to Part B and Part D above $106,000 (single) income.
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.