New Zealand Exchange Fee
Estimate the cost of an international payment including the foreign-exchange fee in New Zealand.
About New Zealand Exchange Fee
An FX purchase charges the base amount plus a percentage fee (often 1.5–3% outside major card networks), and the converted value is the base multiplied by the exchange rate. The effective rate includes the fee — compare it against providers that build the markup into the rate instead.
Formula
Total
Total = amount × (1 + fee %)
Reference estimate — confirm the actual rate and fee with your bank or card issuer.
Frequently Asked Questions
Is the exchange rate fixed?
No — rates move constantly; the one you enter is the reference used here.
How accurate is this estimate?
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
Related Calculators
New Zealand specifics
- Currency
- NZ$ NZDNew Zealand Dollar
- Region
- Oceania
- Country code
- NZ
- Amounts look like
- $1,234,567.89
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Monday
Results on this page are expressed in NZD (New Zealand Dollar). Figures are estimates for general planning — confirm current rates and thresholds with the relevant New Zealand authority before relying on them.