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Personal Injury Settlement Calculator

Estimate a personal injury settlement range from damages and liability.

About Personal Injury Settlement Calculator

The multiplier method estimates pain and suffering as a multiple of medical expenses, typically between 1.5 and 5 depending on severity and permanence. Comparative fault then reduces the total by the claimant's share. Some jurisdictions bar recovery entirely above a fault threshold rather than merely reducing it, which changes the outcome from a discount to nothing at all.

Formula

Personal Injury Settlement

Settlement = (special damages + medical × multiplier) reduced by claimant fault share

special damages
Quantifiable losses such as medical bills and lost earnings
multiplier method
General damages estimated as a multiple of medical expenses

Worked example

With the default values below, Personal Injury Settlement Calculator returns Estimated Settlement of $46,750.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Medical expensesminimum 0
12,000
Lost earningsminimum 0
8,000
Future care and treatment costminimum 0
5,000
Pain and suffering multiplieraccepts 0.5–6 x
2.5 x
Claimant share of faultaccepts 0–100 %
15 %

Results

Estimated Settlement
$46,750.00
Special Damages
$25,000.00
General Damages for Pain and Suffering
$30,000.00
Gross Claim Value
$55,000.00
Reduction for Claimant Fault
$8,250.00

Step by step

  1. 1Values used
  2. 2Personal Injury Settlement
  3. 3Estimated Settlement= 46,750.00
  4. 4Special Damages= 25,000.00
  5. 5General Damages for Pain and Suffering= 30,000.00
  6. 6Gross Claim Value= 55,000.00
  7. 7Reduction for Claimant Fault= 8,250.00

Assumptions and limits

  • The result is derived only from the 5 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or compounding frequency into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • This is a general illustrative estimate and is not legal advice. Laws, formulas and guidelines vary substantially by jurisdiction and change over time, and courts retain discretion. Consult a qualified lawyer in your jurisdiction before relying on any figure here.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

This is a general illustrative estimate and is not legal advice. Laws, formulas and guidelines vary substantially by jurisdiction and change over time, and courts retain discretion. Consult a qualified lawyer in your jurisdiction before relying on any figure here.

Frequently Asked Questions

How is Personal Injury Settlement calculated?

Settlement = (special damages + medical × multiplier) reduced by claimant fault share The multiplier method estimates pain and suffering as a multiple of medical expenses, typically between 1.5 and 5 depending on severity and permanence. Comparative fault then reduces the total by the claimant's share.

Why does Personal Injury Settlement matter?

Some jurisdictions bar recovery entirely above a fault threshold rather than merely reducing it, which changes the outcome from a discount to nothing at all.

What values do I need to enter?

This calculator takes 5 inputs: Medical expenses, Lost earnings, Future care and treatment cost, Pain and suffering multiplier, Claimant share of fault. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.

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