Project the future value of a lump sum plus monthly contributions.
Investment growth combines a starting lump sum with regular contributions, each compounding at the assumed monthly rate. Contributions plus growth then give the final projected portfolio value. Steady contributions and time in the market do far more for long-run growth than timing entries into the market.
Investment Growth
FV = P(1+m)^n + PMT x ((1+m)^n - 1)/m
FV = P(1+m)^n + PMT x ((1+m)^n - 1)/m Investment growth combines a starting lump sum with regular contributions, each compounding at the assumed monthly rate. Contributions plus growth then give the final projected portfolio value.
Steady contributions and time in the market do far more for long-run growth than timing entries into the market.
This calculator takes 4 inputs: Initial contribution, Monthly contribution, Annual return, Years. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.