Poland Home Loan Calculator
Free Poland mortgage payment calculator with country-specific defaults and clear step-by-step results.
About Poland Home Loan Calculator
Estimates the monthly payment on a home loan from price, down payment, rate and term, plus the lifetime interest cost.
Formula
Formula
M = P × r / (1 − (1 + r)^−n)
Excludes property tax, insurance and fees — see the property-tax calculator for those costs.
Frequently Asked Questions
How does this calculator work?
Estimates the monthly payment on a home loan from price, down payment, rate and term, plus the lifetime interest cost.
Are the figures specific to Poland?
Knowing the monthly payment and total interest before house-hunting keeps your budget realistic.
Related Calculators
Poland specifics
- Currency
- zł PLNPolish Złoty
- Region
- Europe
- Country code
- PL
- Amounts look like
- 1.234.567,89 PLN
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Monday
In Poland, a comma marks the decimal and a full stop groups thousands.
Results on this page are expressed in PLN (Polish Złoty). Figures are estimates for general planning — confirm current rates and thresholds with the relevant Poland authority before relying on them.