Work out ppf maturity instantly with clear inputs, formula shown and shareable results.
A public provident fund credits interest annually on deposits made early in the year, so depositing at the start of the year captures a full year of interest. Over the standard fifteen-year term interest builds to roughly a third of the maturity value.
PPF maturity
FV = D × [((1+r)^n - 1)/r] × (1+r)
Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
Interest is calculated on the lowest balance between set dates, so an early deposit earns for the whole year.
Yes, usually in blocks of five years, with or without further contributions.