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A refund arises when credits from deduction at source and advance tax exceed the final liability. Most regimes pay simple interest on the excess from the start of the assessment period, here approximated over half a year.
Refund
Refund = (TDS + advance tax) - total liability; interest on the excess
Tax figures are estimates based on the rates, caps and thresholds you enter. Real rules differ by jurisdiction and change every year, and personal circumstances alter the outcome. This is not tax or financial advice — confirm with a qualified adviser.
It means you lent the government money interest-light all year. Adjust declarations or advance tax to keep the cash.
Mismatched credits, unvalidated bank details and returns selected for scrutiny are the usual causes.