Project your 401(k) balance at retirement including the employer match.
Your projected balance combines the future value of your current savings with the future value of ongoing yearly contributions (yours plus any employer match), all growing at your assumed annual return.
Future value of current balance
FV_B = B × (1 + r)ᵗ
Future value of annual contributions
FV_C = PMT × ((1 + r)ᵗ − 1) / r
Employer match
Match = Salary × min(Your Rate, Match Cap)
Projections are estimates only and not financial or retirement advice. Consult a licensed financial advisor.
Employers often match your contributions up to a percentage of salary. The match here is capped at the lower of your contribution rate and the employer's stated limit.
No. Markets fluctuate year to year. This projection assumes a steady average return for illustration only.