Work out retirement date instantly with clear inputs, formula shown and shareable results.
Retirement date is the birthday on which the target age is reached, so someone born 18 June 1975 retiring at 67 reaches it on 18 June 2042. From 4 September 2026 that is 15.8 years, or about 189 months of contributions remaining - the figure that pension projections compound over.
Retirement date
date = birth date with the year advanced by the retirement age
Time remaining
years = (retirement date - today) / 365.25
Not necessarily. State pension age is set by legislation and rising in many countries, while personal retirement is a financial decision.
Because contribution projections and annuity quotations work monthly, so the exact month count changes the final figure.