Calculate senior transit discounts.
Senior fare concessions come in two forms that have to be compared against each other as well as against the standard fare. A percentage discount on single fares — commonly 50%, and often free travel outside peak hours — scales with how much you travel. A discounted monthly pass is fixed, so it wins above a certain trip count. This calculator prices both against the standard fare so you can see the total concession value and pick the cheaper route. Worth checking locally: many networks make senior travel free entirely outside peak hours, in which case shifting a trip by half an hour is worth more than either option here.
Senior Transit Discount
Discounted fare = standard fare x (1 - discount%); pay-as-you-go = trips x discounted fare; best = min(pay-as-you-go, senior pass); saving = trips x standard fare - best
It depends on trip count. Divide the pass price by the discounted fare to get the break-even number of trips — typically 15-25 a month, so daily travellers should take the pass.
It varies by operator: commonly 60, 62 or 65, and some schemes tie eligibility to a state pension age or a disability concession instead. Check your local operator's rules.