Discounted Gift Card
Calculate the effective saving when you buy a gift card at a discount.
About Discounted Gift Card
Buying a gift card below its face value gives you instant savings worth the difference, especially when reselling or giving it as a gift. Discounted cards effectively increase your buying power, so comparing the face value to what you pay reveals the true saving.
Formula
Discounted Gift Card
Effective discount = (face value - cost) / face value x 100
- face value
- How much the card is worth when spent
Worked example
With the default values below, Discounted Gift Card returns Effective Discount of 10.00%. Change any input above and every figure here is recalculated in your browser.
Inputs used
- Card face value
- 100
- What you pay for the card
- 90
Results
- Effective Discount
- 10.00%
- Amount Saved
- $10.00
- Spend Power per Dollar
- 1.111
Step by step
- 1Values used
- 2Discounted Gift Card
- 3Effective Discount= 10.00
- 4Amount Saved= 10.00
- 5Spend Power per Dollar= 1.111
Assumptions and limits
- The result is derived only from the 2 inputs listed above. Anything not among them is not part of the calculation.
- In particular, this calculator does not take inflation, tax or compounding frequency into account.
- Figures are rounded for display to 3 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.
Frequently Asked Questions
How is Discounted Gift Card calculated?
Effective discount = (face value - cost) / face value x 100 Buying a gift card below its face value gives you instant savings worth the difference, especially when reselling or giving it as a gift.
Why does Discounted Gift Card matter?
Discounted cards effectively increase your buying power, so comparing the face value to what you pay reveals the true saving.
What values do I need to enter?
This calculator takes 2 inputs: Card face value, What you pay for the card. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.