Stamp Duty And Registration Calculator

Work out stamp duty and registration instantly with clear inputs, formula shown and shareable results.

About Stamp Duty And Registration Calculator

Stamp duty and registration are charged on the higher of transaction value and the official guideline value, and concessions frequently apply to female or joint buyers. Together they typically add six to eight percent to the cost of buying.

Formula

Transaction charges

Duty = value × (rate - concession); registration = value × registration rate

Worked example

With the default values below, Stamp Duty And Registration Calculator returns Total Transaction Charges of $560,000.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Property Valueminimum 0: 8,000,000
Stamp Duty Rateaccepts 0–15 %: 6 %
Registration Charge Rateaccepts 0–5 %: 1 %
Buyer Concessionone of No concession, Female buyer (1% lower duty), Joint buyers (0.5% lower): No concession

Results

Total Transaction Charges: $560,000.00
Stamp Duty: $480,000.00
Registration Charges: $80,000.00
Charges As Share Of Property Value: 7.000%

Step by step

1Values used
2Transaction charges
3Total Transaction Charges= 560,000.00
4Stamp Duty= 480,000.00
5Registration Charges= 80,000.00
6Charges As Share Of Property Value= 7.000

Assumptions and limits

The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
In particular, this calculator does not take inflation, tax or compounding frequency into account.
Figures are rounded for display to 3 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
Tax figures are estimates based on the rates, caps and thresholds you enter. Real rules differ by jurisdiction and change every year, and personal circumstances alter the outcome. This is not tax or financial advice — confirm with a qualified adviser.
This is an estimate for general information and not professional financial, tax or legal advice. See the full disclaimer for the limits that apply to this kind of calculator.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Tax figures are estimates based on the rates, caps and thresholds you enter. Real rules differ by jurisdiction and change every year, and personal circumstances alter the outcome. This is not tax or financial advice — confirm with a qualified adviser.

Frequently Asked Questions

Can these charges be financed?

Lenders usually exclude them from the loan-to-value calculation, so they must be met from your own funds.

Is duty on the agreement value or the guideline value?

On whichever is higher, which is why an under-declared price does not reduce duty.