Work out stamp duty and registration instantly with clear inputs, formula shown and shareable results.
Stamp duty and registration are charged on the higher of transaction value and the official guideline value, and concessions frequently apply to female or joint buyers. Together they typically add six to eight percent to the cost of buying.
Transaction charges
Duty = value × (rate - concession); registration = value × registration rate
Tax figures are estimates based on the rates, caps and thresholds you enter. Real rules differ by jurisdiction and change every year, and personal circumstances alter the outcome. This is not tax or financial advice — confirm with a qualified adviser.
Lenders usually exclude them from the loan-to-value calculation, so they must be met from your own funds.
On whichever is higher, which is why an under-declared price does not reduce duty.