Work out student aid eligibility instantly with clear inputs, formula shown and shareable results.
Need-based aid starts from cost of attendance — tuition, fees, living costs, books and travel — less the expected family contribution and any other aid already awarded. Institutions then split the remaining need between gift aid and self-help through work-study and student loans.
Demonstrated need
Need = Cost of attendance - Expected family contribution - Other aid
Grant eligibility
Grant = Need x (1 - Self-help expectation %)
Indicative estimate only. Fees, entitlements, limits and formulas vary by jurisdiction, statute, policy wording and the facts of the case. This is not legal, tax, insurance or financial advice — confirm with a qualified professional or the relevant authority.
Direct costs such as tuition and fees plus indirect costs — housing, food, books, equipment, transport and personal expenses — as published by the institution.
Only at institutions that pledge to meet full demonstrated need. Most leave a gap that families must cover from additional borrowing.