Estimate travel insurance cost from trip value, duration and traveller count.
The base cost is unit cost times quantity; the overhead percentage adds the contingency that real projects need, and the result is divided back out to give a fully loaded cost per traveller day. Quoting the bare unit cost is how budgets get overrun — the loaded figure is the one to plan against.
Travel Insurance Cost
Total Insurance Cost = Premium per traveller per day × Traveller days × (1 + overhead %)
Total Insurance Cost = Premium per traveller per day × Traveller days × (1 + overhead %) The base cost is unit cost times quantity; the overhead percentage adds the contingency that real projects need, and the result is divided back out to give a fully loaded cost per traveller day.
Quoting the bare unit cost is how budgets get overrun — the loaded figure is the one to plan against.
This calculator takes 3 inputs: Premium per traveller per day, Traveller days, Overhead or contingency. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.