United Kingdom Home Loan Calculator
Free United Kingdom mortgage payment calculator with country-specific defaults and clear step-by-step results.
About United Kingdom Home Loan Calculator
Estimates the monthly payment on a home loan from price, down payment, rate and term, plus the lifetime interest cost.
Formula
Formula
M = P × r / (1 − (1 + r)^−n)
Excludes property tax, insurance and fees — see the property-tax calculator for those costs.
Frequently Asked Questions
How does this calculator work?
Estimates the monthly payment on a home loan from price, down payment, rate and term, plus the lifetime interest cost.
Are the figures specific to United Kingdom?
Knowing the monthly payment and total interest before house-hunting keeps your budget realistic.
Related Calculators
- United Kingdom Car Loan
- United Kingdom Take Home Pay Calculator
- United Kingdom Business Days Calculator
- United Kingdom Cost of Living Calculator
- United Kingdom Currency Converter
- United Kingdom Discount Calculator
- United Kingdom Electricity Bill Calculator
- United Kingdom Employer Payroll Cost Calculator
- United Kingdom Exchange Fee Calculator
- EUR to United Kingdom Converter
United Kingdom specifics
- Currency
- £ GBPBritish Pound
- Region
- Europe
- Country code
- GB
- Amounts look like
- £1,234,567.89
- Dates look like
- 9 Mar 2026
- Units
- metricWeek starts Monday
Results on this page are expressed in GBP (British Pound). Figures are estimates for general planning — confirm current rates and thresholds with the relevant United Kingdom authority before relying on them.
You might also need
- United Kingdom Electricity Bill CalculatorAlso in United Kingdom
- United Kingdom Import Duty CalculatorAlso in United Kingdom
- United Kingdom InflationAlso in United Kingdom
- United Kingdom MortgageAlso in United Kingdom
- United Kingdom Overtime Pay CalculatorAlso in United Kingdom
- United Kingdom Property Tax CalculatorAlso in United Kingdom