United States Retirement Savings Calculator
Free United States retirement savings calculator with country-specific defaults and clear step-by-step results.
About United States Retirement Savings Calculator
Projects retirement savings from current savings and monthly contributions compounded monthly at an assumed annual return.
Formula
Formula
FV = PV(1+i)^n + PMT × ((1+i)^n − 1)/i
Assumes a constant real return — actual markets fluctuate and inflation will reduce purchasing power.
Frequently Asked Questions
How does this calculator work?
Projects retirement savings from current savings and monthly contributions compounded monthly at an assumed annual return.
Are the figures specific to United States?
Even rough projections reveal whether today's saving rate is on track for the retirement you want.
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United States specifics
- Currency
- $ USDUS Dollar
- Region
- North America
- Country code
- US
- Amounts look like
- $1,234,567.89
- Dates look like
- Mar 9, 2026
- Units
- imperialWeek starts Sunday
In United States, imperial units are in everyday use.
Results on this page are expressed in USD (US Dollar). Figures are estimates for general planning — confirm current rates and thresholds with the relevant United States authority before relying on them.
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