Estimate workers compensation wage replacement benefits and duration.
Two thirds of the average weekly wage is the most common replacement rate, but the statutory maximum reduces the effective rate for higher earners. Permanent disability awards are typically a percentage of the total entitlement. Because benefits are capped, higher earners face a larger proportional income loss, which is what makes supplementary income protection relevant for them.
Workers' Comp
Weekly benefit = average weekly wage × replacement rate, capped at the statutory maximum
This is a general illustrative estimate and is not legal advice. Laws, formulas and guidelines vary substantially by jurisdiction and change over time, and courts retain discretion. Consult a qualified lawyer in your jurisdiction before relying on any figure here.
Weekly benefit = average weekly wage × replacement rate, capped at the statutory maximum Two thirds of the average weekly wage is the most common replacement rate, but the statutory maximum reduces the effective rate for higher earners. Permanent disability awards are typically a percentage of the total entitlement.
Because benefits are capped, higher earners face a larger proportional income loss, which is what makes supplementary income protection relevant for them.
This calculator takes 5 inputs: Average weekly wage, Wage replacement rate, Statutory weekly maximum, Permanent disability rating, Weeks of benefit entitlement. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.