Loans & Debt Calculators
41 free loans & debt calculators in Financial. The first 7 have a full write-up: the method, a worked example and questions specific to that calculator.
- APR CalculatorConvert a quoted rate plus fees into the true annual percentage rate you actually pay.
- Credit Card Payoff CalculatorPlan a payoff date for your card balance and see the payment required to hit it.
- Debt Payoff CalculatorCompare avalanche and snowball strategies across all your debts and see which wins.
- Debt-to-Income Ratio CalculatorCalculate the DTI ratio lenders use to decide whether to approve you.
- Loan CalculatorCalculate payments, total interest and payoff time for any amortizing loan.
- Personal Loan CalculatorCalculate personal loan payments including origination fees and the effective APR.
- Student Loan CalculatorProject student loan repayment including in-school interest accrual and grace periods.
- Auto LoanEstimate monthly payments and total interest on a car loan.
- Boat Loan CalculatorEstimate boat financing payments over the long terms typical of marine lending.
- Business Loan CalculatorModel business borrowing with fees, compensating balances and the true cost of capital.
- Credit Card CalculatorSee how long a credit card balance takes to clear and what the interest really costs.
- Credit Card Interest CostEstimate the interest a card balance accrues over months.
- Credit Card Minimum PaymentSee the minimum payment, monthly interest and payoff timeline.
- Credit Card PayoffSee how long it takes to pay off a credit card balance at a set payment.
- Credit Score ImprovementEstimate how long it takes to raise a credit score a set amount.
- Credit UtilizationFind your credit utilization ratio against your available limits.
- Debt AvalancheEstimate payoff time avalanching debt by highest interest rate.
- Debt Consolidation CalculatorCheck whether rolling several debts into one loan actually saves you money.
- Debt Payoff ExtraCompare paying off a loan with and without extra payments.
- Debt SnowballEstimate payoff time when snowballing debts smallest balance first.
- Debt to IncomeCalculate what share of income goes to monthly debt payments.
- District of Columbia Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in District of Columbia.
- District of Columbia Debt-to-IncomeCalculate your debt-to-income ratio in District of Columbia.
- Interest Only PaymentCalculate the interest-only monthly payment on a balance.
- Interest Rate CalculatorBack out the true interest rate on a loan from its amount, payment and term.
- Loan Early RepaymentSee the months and interest saved by paying a loan off early.
- Loan Interest SavingsCompare total interest between two loan term lengths.
- Loan OverpaymentFind the shorter term and interest savings from overpaying a loan.
- Loan PaymentCalculate the monthly payment and total interest on a loan.
- New Hampshire Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in New Hampshire.
- New Jersey Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in New Jersey.
- New Mexico Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in New Mexico.
- New York Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in New York.
- North Carolina Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in North Carolina.
- North Dakota Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in North Dakota.
- Payment CalculatorSolve for either the monthly payment or the loan term you need — whichever you're missing.
- Repayment CalculatorFind the payment, term or affordable balance for a repayment plan.
- Rhode Island Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in Rhode Island.
- South Carolina Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in South Carolina.
- South Dakota Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in South Dakota.
- West Virginia Debt PayoffProject how long it takes to clear a balance with a fixed monthly payment in West Virginia.