Work out antique appreciation instantly with clear inputs, formula shown and shareable results.
Nominal value compounds at the appreciation rate, and dividing by compounded inflation restates that value in the purchasing power of the year you bought it. An antique appreciating at 4.5% while inflation runs at 2.5% is really gaining under 2% a year, and that gap is what decides whether it was an investment.
Nominal value
value = purchase price x (1 + appreciation rate) ^ years
Real value
real = nominal value / (1 + inflation) ^ years
value = purchase price x (1 + appreciation rate) ^ years. Nominal value compounds at the appreciation rate, and dividing by compounded inflation restates that value in the purchasing power of the year you bought it.
An antique appreciating at 4.5% while inflation runs at 2.5% is really gaining under 2% a year, and that gap is what decides whether it was an investment.
Enter purchase price, years held, annual appreciation, average inflation. The defaults shown are a realistic worked example — swap in your own figures to get a result you can use.