China Car Loan
Estimate monthly payments and total interest on a car loan in China.
About China Car Loan
Car-loan payment estimate in China from the vehicle price, down payment/trade-in, rate and term. Dealer fees, sales tax and add-ons are not included.
Formula
Payment
M = P × r(1+r)^n / ((1+r)^n − 1)
Estimate only — confirm rates and terms with your lender.
Frequently Asked Questions
Does this match real in China rates?
No — it is an estimate. Your actual rate depends on the lender, your credit and the current market.
How accurate is this estimate?
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
Related Calculators
China specifics
- Currency
- ¥ CNYChinese Yuan
- Region
- Asia
- Country code
- CN
- Amounts look like
- CN¥1,234,567.89
- Dates look like
- Mar 9, 2026
- Units
- metricWeek starts Monday
Results on this page are expressed in CNY (Chinese Yuan). Figures are estimates for general planning — confirm current rates and thresholds with the relevant China authority before relying on them.