Work out cost of delay in investing instantly with clear inputs, formula shown and shareable results.
Delaying costs far more than the contributions missed, because the earliest instalments are the ones with the longest time to compound. That gap between contributions skipped and corpus lost is the price of waiting.
Cost of delay
Difference between the annuity value over full months and over the shortened period
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Because the missed instalments would have compounded for the entire remaining term — the most valuable ones.
Only partially, and it usually requires a much larger monthly amount than the original plan.