Work out nanny vs daycare cost instantly with clear inputs, formula shown and shareable results.
Nanny costs are largely fixed regardless of the number of children while daycare charges per child, so the break-even usually falls at two children. Including meals, transport and statutory contributions is essential for a fair comparison.
Care comparison
Nanny total = salary + additional costs; daycare total = fee per child × children
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
Because nanny cost barely changes while daycare cost doubles, so economies favour the nanny beyond one child.
Statutory contributions, paid leave cover and the cost of a backup when a nanny is unavailable.