Work out early retirement feasibility instantly with clear inputs, formula shown and shareable results.
Early retirement feasibility compares the corpus you will have with 25 times annual expenses, the level consistent with a 4% withdrawal rate. Working in real returns keeps everything in today's purchasing power.
Feasibility
Required = 25 × annual expenses; projected = corpus × (1 + real return)^years
Figures are estimates for planning only. Prices, returns, inflation and personal circumstances all change. This is not financial or tax advice — speak to a qualified adviser before making decisions.
It is the inverse of a 4% withdrawal rate, the level historically sustainable over a 30-year retirement.
Yes. A 40 or 50-year horizon argues for 28 to 33 times expenses, since the withdrawal must last far longer.