Estimate monthly payments and total interest on a car loan in Japan.
Car-loan payment estimate in Japan from the vehicle price, down payment/trade-in, rate and term. Dealer fees, sales tax and add-ons are not included.
Payment
M = P × r(1+r)^n / ((1+r)^n − 1)
Estimate only — confirm rates and terms with your lender.
No — it is an estimate. Your actual rate depends on the lender, your credit and the current market.
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
In Japan, JPY has no minor unit, so amounts are whole numbers.
Results on this page are expressed in JPY (Japanese Yen). Figures are estimates for general planning — confirm current rates and thresholds with the relevant Japan authority before relying on them.