Work out nps corpus instantly with clear inputs, formula shown and shareable results.
A national pension scheme account accumulates market-linked contributions, then a minimum share must buy an annuity at retirement while the rest may be taken as a lump sum. The pension shown assumes a 6% annuity rate on the annuitised portion.
NPS outcome
Corpus = C × annuity-due factor; Pension = corpus × annuity share × annuity rate / 12
Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
To ensure the corpus produces lifelong income rather than being spent early.
The annuity rate available at retirement, which depends on interest rates at that moment — a real uncertainty in the plan.