Work out retirement corpus instantly with clear inputs, formula shown and shareable results.
Retirement planning has two stages: inflate today's expenses to the retirement date, then value that inflating income stream over the retirement years. Using a 2% real return after retirement keeps the corpus in today's purchasing power terms.
Corpus needed
Expense at retirement = E(1+i)^t; Corpus = PV of that expense over retirement years at a real return
Figures are estimates for planning only. Market returns are not guaranteed, and rates, limits and tax rules change. This is not financial or tax advice — speak to a qualified adviser before acting.
Because the withdrawal itself must rise with inflation. Working in real terms handles both sides consistently.
Yes — medical inflation usually runs above general inflation, so a separate provision is prudent.