Work out out of pocket expenditure share instantly with clear inputs, formula shown and shareable results.
Divides out-of-pocket payments by total health expenditure, the headline indicator of how much financial risk falls directly on households.
Out-of-pocket share
Share (%) = out-of-pocket spending / total health expenditure x 100
WHO analyses suggest catastrophic spending becomes rare when the out-of-pocket share falls below about 15 to 20%.
No. Premiums are prepaid pooled spending; out-of-pocket means direct payments at the point of use.