Project a retirement balance from savings and contributions.
This projector compounds current savings and monthly contributions at the chosen return until retirement. The result is a projected balance with the invested portion separated from investment growth. Projecting a retirement balance makes the trade-off between monthly savings and retirement timing concrete and motivating.
Retirement Projector
Projected = P(1+m)^n + PMT x ((1+m)^n - 1)/m
Projected = P(1+m)^n + PMT x ((1+m)^n - 1)/m This projector compounds current savings and monthly contributions at the chosen return until retirement. The result is a projected balance with the invested portion separated from investment growth.
Projecting a retirement balance makes the trade-off between monthly savings and retirement timing concrete and motivating.
This calculator takes 4 inputs: Current savings, Monthly contribution, Annual return, Years to retirement. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.