Estimate monthly payments and total interest on a car loan in Philippines.
Car-loan payment estimate in Philippines from the vehicle price, down payment/trade-in, rate and term. Dealer fees, sales tax and add-ons are not included.
Payment
M = P × r(1+r)^n / ((1+r)^n − 1)
Estimate only — confirm rates and terms with your lender.
No — it is an estimate. Your actual rate depends on the lender, your credit and the current market.
Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.
Results on this page are expressed in PHP (Philippine Peso). Figures are estimates for general planning — confirm current rates and thresholds with the relevant Philippines authority before relying on them.