Work out property appreciation forecast instantly with clear inputs, formula shown and shareable results.
Nominal appreciation compounds at the growth rate, but what matters is real growth after inflation, given by (1 + growth) / (1 + inflation) - 1. Six percent nominal growth against four percent inflation is under two percent real, which is why headline property gains often disappoint once purchasing power is accounted for.
Future value
FV = current value x (1 + growth)^years
Real terms
Real value = FV / (1 + inflation)^years; real rate = (1 + g)/(1 + i) - 1
FV = current value x (1 + growth)^years. Nominal appreciation compounds at the growth rate, but what matters is real growth after inflation, given by (1 + growth) / (1 + inflation) - 1.
They should. Stamp duty, agency and legal fees on both purchase and sale commonly total 8-12 percent, which can consume the first two years of real growth.
This calculator takes 4 inputs: Current property value, Expected annual appreciation, Holding period, Expected inflation. The pre-filled defaults are a realistic worked example — replace them with your own site or project figures.