Work out unemployment allowance instantly with clear inputs, formula shown and shareable results.
Unemployment insurance replaces a percentage of prior earnings, subject to a monetary cap and a maximum duration. The cap means higher earners receive a much lower effective replacement rate, which is a deliberate design feature of contributory schemes.
Uncapped benefit
Uncapped = Previous monthly wage x Replacement rate %
Monthly allowance
Allowance = min(Uncapped, Monthly cap)
Indicative estimate only. Fees, entitlements, limits and formulas vary by jurisdiction, statute, policy wording and the facts of the case. This is not legal, tax, insurance or financial advice — confirm with a qualified professional or the relevant authority.
A minimum contribution history, involuntary loss of employment, active job search, and registration with the employment service.
Usually it reduces rather than ends it, with earnings offset against the allowance above a small disregard.