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United Arab Emirates Pension Calculator

Estimate the lump sum needed to fund a target annual pension income in the United Arab Emirates.

About United Arab Emirates Pension Calculator

Estimates the lump sum (or current pension value) needed to fund an annual pension payout for the chosen period, discounted at the expected return. It treats the pension like an annuity.

Formula

PV

PV = P × (1 − (1+r)^−n) / r

Worked example

With the default values below, United Arab Emirates Pension Calculator returns Lump Sum to Fund Pension of AED 422,818.34. Change any input above and every figure here is recalculated in your browser.

Inputs used

Annual pension incomeminimum 0
30,000
Payout period (years)accepts 1–50
25
Expected returnaccepts 0–12
5

Results

Lump Sum to Fund Pension
AED 422,818.34
Total Payout
AED 750,000.00

Step by step

  1. 1Values used
  2. 2PV
  3. 3Lump Sum to Fund Pension= 422,818.34
  4. 4Total Payout= 750,000.00

Assumptions and limits

  • The result is derived only from the 3 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or fees or charges into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Estimate — discount rates vary.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Estimate — discount rates vary.

Frequently Asked Questions

Do pensions offer survivor benefits?

Often — survivor options reduce the monthly amount; factor that into the annual income you enter.

How accurate is this estimate?

Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.

Related Calculators

United Arab Emirates specifics

Currency
د.إ AEDUAE Dirham
Region
Asia
Country code
AE
Amounts look like
AED 1,234,567.89
Dates look like
9 Mar 2026
Units
metricWeek starts Monday

Results on this page are expressed in AED (UAE Dirham). Figures are estimates for general planning — confirm current rates and thresholds with the relevant United Arab Emirates authority before relying on them.

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United Arab Emirates Pension Calculator | Calcrivo