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United Arab Emirates Retirement Calculator

Project whether your retirement savings will last in the United Arab Emirates.

About United Arab Emirates Retirement Calculator

Simulates retirement: savings grow at the assumed return while you withdraw the yearly spend. The 4% rule suggests starting with ~25× spending.

Formula

Simulate

Balance = balance × (1+r) − spend, each year

Worked example

With the default values below, United Arab Emirates Retirement Calculator returns Balance After Period of AED 415,948.42. Change any input above and every figure here is recalculated in your browser.

Inputs used

Retirement savingsminimum 0
800,000
Annual spend in retirementminimum 0
55,000
Annual returnaccepts 0–12
6
Years in retirementaccepts 1–50
25

Results

Balance After Period
AED 415,948.42
Verdict
Savings last the period.
4% Rule Target
AED 1,375,000.00
Return Used
6.0%

Step by step

  1. 1Values used
  2. 2Simulate
  3. 3Balance After Period= 415,948.42
  4. 4Verdict= Savings last the period.
  5. 54% Rule Target= 1,375,000.00
  6. 6Return Used= 6.0

Assumptions and limits

  • The result is derived only from the 4 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or fees or charges into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.
  • Projection — returns are not guaranteed.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Projection — returns are not guaranteed.

Frequently Asked Questions

Is the 4% rule still safe?

For 30-year horizons it has historically held in most markets; adjust for sequence risk and taxes.

How accurate is this estimate?

Rates are approximate reference values. Local rates, exemptions and rules can differ, so treat the output as a planning figure only.

Related Calculators

United Arab Emirates specifics

Currency
د.إ AEDUAE Dirham
Region
Asia
Country code
AE
Amounts look like
AED 1,234,567.89
Dates look like
9 Mar 2026
Units
metricWeek starts Monday

Results on this page are expressed in AED (UAE Dirham). Figures are estimates for general planning — confirm current rates and thresholds with the relevant United Arab Emirates authority before relying on them.

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United Arab Emirates Retirement Calculator | Calcrivo