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ATM Withdrawal Fee

Total the local ATM fee plus your bank's withdrawal charge.

About ATM Withdrawal Fee

The local ATM fee and your bank's percentage fee are combined, then subtracted from the amount you asked for. Withdrawal fees stack at both ends, and turning them into a percentage reveals how much cash to take at once.

Formula

ATM Withdrawal Fee

Fees = ATM fee + withdrawal x bank fee%

ATM fee
Charge imposed by the cash machine operator

Worked example

With the default values below, ATM Withdrawal Fee returns Total Fees of $7.00. Change any input above and every figure here is recalculated in your browser.

Inputs used

Withdrawalminimum 0
200
ATM feeminimum 0
5
Bank feeaccepts 0–10 %
1 %

Results

Bank Fee
$2.00
Total Fees
$7.00
Cash Received
$193.00
Fees as Share
3.50%

Step by step

  1. 1Values used
  2. 2ATM Withdrawal Fee
  3. 3Total Fees= 7.00
  4. 4Bank Fee= 2.00
  5. 5Cash Received= 193.00
  6. 6Fees as Share= 3.50

Assumptions and limits

  • The result is derived only from the 3 inputs listed above. Anything not among them is not part of the calculation.
  • In particular, this calculator does not take inflation, tax or compounding frequency into account.
  • Figures are rounded for display to 2 decimal places, so totals built from several rounded parts can differ slightly from the unrounded arithmetic.

How these calculators are built and tested is described on the Methodology page. If a figure looks wrong, please report it.

Frequently Asked Questions

How is ATM Withdrawal Fee calculated?

Fees = ATM fee + withdrawal x bank fee% The local ATM fee and your bank's percentage fee are combined, then subtracted from the amount you asked for.

Why does ATM Withdrawal Fee matter?

Withdrawal fees stack at both ends, and turning them into a percentage reveals how much cash to take at once.

What values do I need to enter?

This calculator takes 3 inputs: Withdrawal, ATM fee, Bank fee. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.

ATM Withdrawal Fee – Calculate Total Fees & Bank Fee