See how fees erode currency you exchange for a trip.
The initial value is the cash multiplied by the rate, from which both the spread margin and the fixed fee are removed. The effective fee expresses the total erosion as a percentage of the conversion. Fixed plus percentage fees together can silently consume a meaningful share of a currency exchange, especially on smaller amounts.
Travel Currency Fee
Net = cash x rate - spread - fixed fee; effective fee = loss / value
Net = cash x rate - spread - fixed fee; effective fee = loss / value The initial value is the cash multiplied by the rate, from which both the spread margin and the fixed fee are removed. The effective fee expresses the total erosion as a percentage of the conversion.
Fixed plus percentage fees together can silently consume a meaningful share of a currency exchange, especially on smaller amounts.
This calculator takes 4 inputs: Cash to exchange, Exchange rate, Fixed exchange fee, Spread on rate. The pre-filled defaults are a realistic starting point — replace them with figures from your own environment for a result you can act on.